Phone:

804-359-4568

Toll Free:

800-396-6226

Fax:

804-359-6994

E-Mail:

info@commund.com

PRIVACY POLICY



Information Collection and Use

Commonwealth Underwriters, Ltd. is the sole owner of information collected on this site. We will not sell, share, or rent this information to any outside parties, except as outlined in this policy. Information collected includes your name, agency name, e-mail address, and quote number(s).



Cookies

Commonwealth Underwriters, Ltd. does not store tracking information (or "cookies") for any visitor to the site.



Log Files

We use IP addresses to analyze trends, administer the site, track user movement, and gather broad demographic information for aggregate use. We do not link IP addresses to personally identifiable information, and we do not distribute or share IP information with any third parties.



Sharing

We may employ third party companies to perform functions on our behalf. These functions include credit processing. The third parties we contract for these purposes have limited access to your personal information and may not use it for other purposes.


We may frame or mask another web site so that the look, feel and interface simulate the experience of browsing a genuine commund.com web page. Extreme care and discretion is exercised when evaluating third party sites. We only brand third party sites if their organization applies stringent security and privacy practices which parallel our own commitment to safe online shopping.


As our business continues to evolve, we may acquire or sell business units or subsidiaries. Customer information is one of the business assets that would be transferred in these types of transactions. In such a situation, your personally identifiable information would only be used in a manner consistent with our pre-existing Privacy Policy.


We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.



Children

Commonwealth Underwriters, Ltd. does not sell products for purchase by children. Youth-oriented products are sold for purchase by adults only. If you are under the age of 18, you may only use commund.com in the presence of a consenting parent or guardian. We will not knowingly or intentionally collect personal information via the Internet from children under the age of 13. Commonwealth Underwriters, Ltd. is committed to protecting the welfare and privacy of children.



Links

This website contains links to other sites. Please be aware that Commonwealth Underwriters, Ltd. is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies only to information collected by this website.



Security

Commonwealth Underwriters, Ltd. takes precautions to protect its customers' information. When you submit sensitive information via the website, your information is protected both online and offline.


When our registration/order form asks you to enter sensitive information (such as your credit card number), that information is encrypted and is protected with the best encryption software currently available in the industry - TLS. To learn more about SSL and TLS, follow this link www.verisign.com.


Access to all of our users' information is restricted. Only employees who need the information to perform a specific job are granted access to personally identifiable information. Your financial information is never stored.


All commund.com servers, including web servers and database servers, are housed and maintained in secure locations. Access to the database is strictly monitored and protected from outside access. Internet access is restricted and protected by multiple firewalls and password protection. The servers on which we store personally identifiable information are kept in a secured environment. All backups are stored and locked. Tape backups are not permitted to leave the premises without prior authorization.


All employees are kept up-to-date on our security and privacy practices. Every quarter, in addition to any time a new policy is added, Commonwealth Underwriters, Ltd. employees are notified and/or reminded about the importance we of privacy and what they can do to ensure that customers' information remains protected at all times.


If you have any questions or concerns about commund.com's security practices, you can send us an email at webmaster@commund.com.



Notification of Changes

If we decide to change our Privacy Policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage.


If you have opted out of receiving communications from commund.com, you will still be able to view news of policy changes at www.commund.com. Otherwise, you may e-mail us at webmaster@commund.com or call us toll free at (800) 396-6226 to ask about changes and updates.



Last Update

The Privacy Policy contained herein became officially effective May 2nd, 2016.



Address

Commonwealth Underwriters, Ltd.

P.O. Box 5441,

Richmond, VA 23220